We're started to making a new project, Anyloan.net. Our group is willing to give useful information to loan searchers. I hope we will be succesfull in clarfying things about loan and financials and people can get benefit. let's see what will happen.
Mortgage is a type of secured loan, I think. If you want to obtain a mortgage, you better have a car or house to show as collateral. Same logic in secured loans. If you have an asset, it's easier to obtain a loan because if you can't repay, they can have your assets as a part of payment.